Provider certification record
One Too Many Ins Agcy Inc. DBA: Search & Save
Listed- RMD number
- RMD0011304
- FRN
- 0032437915
- OCN
Identity
- Legal business name
- One Too Many Ins Agcy Inc. DBA: Search & Save
- Doing-business-as
- DBA: S A Nichols Brokerage DBA Search & Save
- Foreign Voice Service Provider
- No
- Business address
- 4030 Mt. Carmel Tobasco Rd., Suite 126, cincinnati OH 45255
- Filing contact
- Scott A Nichols
President · Executive
brokerageceo@sanb1.com
(513) 843-5551
4030 Mt. Carmel Tobasco Rd. Suite 126 cincinnati OH 45255
United States of America - Principals, Affiliates, Subsidiaries, and Parent Companies
- Scott A Nichols
Classification
- Provider role(s)
- Voice service provider
- STIR/SHAKEN implementation
Role Implementation Voice service provider None Overall None - Exemption rules
- The Filer certifies that it has implemented a Robocall Mitigation Program pursuant to 47 CFR § 64.6305(a). The Filer is exempt from specific robocall restrictions under 47 CFR § 64.1200(a)(1) because its voice operations do not utilize an "automatic telephone dialing system" (ATDS) or artificial/prerecorded voices. Furthermore, as a specialized provider for Medicare Advantage enrollment, the Filer is subject to comprehensive federal oversight by the Centers for Medicare & Medicaid Services (CMS). Federal Communications Commission (.gov) Federal Communications Commission (.gov) +4 Detailed Explanation of Exemption and Practices Manual Agent-Initiated Calls: All outbound calls are manually initiated by licensed agents for the sole purpose of enrolling qualifying beneficiaries in Medicare Advantage plans. The company does not possess or use technology capable of high-volume, automated, or "blast" dialing. CMS Regulatory Mandate: In accordance with 42 CFR § 422.2267 and CMS marketing guidelines, the Filer is legally required to record and store all enrollment-related calls for a minimum of 10 years. These recordings serve as a mandatory audit trail for federal regulators to prevent fraud and protect beneficiaries, ensuring that every call is legitimate and documented. Traceback Cooperation: The Filer commits to responding fully and within 24 hours to all traceback requests from the FCC, law enforcement, or the Industry Traceback Group (ITG). "Know Your Customer" (KYC): Because the phone tool is restricted to internal agents whose identities are verified and licensed, the risk of the network being used for illegal robocalling or spoofing is effectively eliminated. eCFR (.gov) eCFR (.gov) +10 Mitigation Effectiveness The combination of manual dialing, agent-only access, and strict 10-year CMS record-keeping requirements constitutes a robust mitigation strategy that prevents the origination of illegal robocall traffic while maintaining full compliance with both FCC and CMS standards
Prior investigations / actions
- Description
Robocall mitigation plan
Declaration
- By
- Scott A Nichols
- Date
- 2026-04-10No Recertification Date
Listing history
| Date | Event | Detail / diff |
|---|---|---|
| 2026-04-10 | New | Initial certification filed and added to database. |